Insurance Claims

Texas Storm Facts

Texas led the nation with 902 major hail events in 2025.
235,000+ Texas homes were hit by damaging hail in 2025, more than any other state.
Texas sits in “Hail Alley”
State Farm paid $1.4 Billion in Texas hail claims in 2025, the most of any state.
Dallas–Fort Worth is in the Texas Triangle, with $2.2 Trillion in homes at hail risk.

Sources: Insurance Information Institute, Cotality 2026 Storm Risk Report, State Farm (2025 data).

Why file with us

You pay a deductible, not a roof

With an approved claim you cover your deductible and insurance covers the rest, usually far less than paying cash for a full replacement.

We meet your adjuster on site

We’re there for the adjuster inspection to make sure every piece of legitimate storm and hail damage is seen and documented.

Photo-documented, start to finish

Dated photo reports of every damaged area back your claim and keep the whole process honest and clear.

We handle denials & supplements

If a claim comes back underpaid or denied, we file the supplement and go back to bat for what your roof needs.

01

Free Inspection

We inspect your roof for hail and wind damage and tell you honestly if it's worth a claim.

30 minutes
02

Photo Report

We build a clear, dated photo report of every damaged area to back the claim.

5–10 minutes
03

File the Claim

You call your insurer to open the claim; we give you exactly what to say.

10 minutes
04

Adjuster Meeting

We meet your adjuster on the roof so nothing legitimate gets missed.

3–5 business days
05

Scope Review

We review the approved scope together so every line item is clear.

1–2 weeks
06

Install New Roof

Once approved, we replace your roof and any other approved work.

1–2 days
How it works

Three visits. Zero guesswork.

You always know what is happening to your roof and what it will cost before any work begins.

01

Inspect

We document every problem area with clear, dated photos you keep.

02

Report

A straight assessment and a fixed, written quote, with no surprises.

03

Restore

We install clean, protect your landscaping, and haul every scrap away.

With an approved claim

  • You cover your deductible; insurance covers the approved repairs.
  • A full, code-compliant system — not just a patch.
  • We handle supplements if the first estimate comes up short.
  • Photo documentation keeps the whole process honest.

Paying cash out of pocket

  • The full replacement cost lands on you.
  • Cheap "storm-chaser" cash jobs often cut corners you can't see.
  • No claim on file if the same storm damage worsens later.